Topic: california love
New with Topic: california love
Doctor Housing Bubble posted a blog entry
Southern California and the MLS Myth: Why the MLS does not Provide an Accurate Picture of Housing Inventory. Shadow Inventory, Foreclosures, and Fantasy Housing Numbers.
Many of you that search or browse housing listings know what the MLS is. This is the Multiple Listing Service provided to...
Many of you that search or browse housing listings know what the MLS is. This is the Multiple Listing Service provided to...
5 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...Doctor Housing Bubble posted a blog entry
California Housing Prices Then and Now: Foreclosures, Fast Money, and Deflating Economic Bubbles. Comparing 15 Counties with Household Income to Home Price Ratios from 1999 to 2009. Many Counties Still Over Priced.
People have a hard time understanding that many counties in California are still overpriced. Massively overpriced. Now this...
People have a hard time understanding that many counties in California are still overpriced. Massively overpriced. Now this...
7 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...Doctor Housing Bubble posted a blog entry
2010 Economic Forecast for California: What 10 Reasons Will Keep a lid on the Housing and Economic Recovery for California?
Every December I like to do a synopsis of the California economy and the impact on housing. 2009 has been a tough year for...
Every December I like to do a synopsis of the California economy and the impact on housing. 2009 has been a tough year for...
10 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, bank failure
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, bank failureDoctor Housing Bubble posted a blog entry
Real Homes of Genius: Pasadena Home Back to 1996 Price Levels? The Pasadena Housing Market Food Chain – 4 Homes from Low Price to High Price all in Distress. Foreclosures and Short Sales in Prime City. Almost 4 out of 10 Homes in California Underwat
There was an interesting study out of Arizona showing that many underwater homeowners don’t walk away from their mortgage...
There was an interesting study out of Arizona showing that many underwater homeowners don’t walk away from their mortgage...
13 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, california..., foreclosures
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, california..., foreclosuresDoctor Housing Bubble posted a blog entry
Nothing Down Flamed the California Real Estate Bonfire: 40 Percent of First Time Buyers in 2006 and 2007 went with Zero Down in California. 4 out of 10 Purchases in California now Backed by Almost Nothing Down FHA Insured Loans.
There are many reasons why this housing bubble reached epic proportions. One reason was Wall Street came unhinged and...
There are many reasons why this housing bubble reached epic proportions. One reason was Wall Street came unhinged and...
16 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, debt
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, debtDoctor Housing Bubble posted a blog entry
Wall Street and Housing Neurosis: The Real Cost of California Homeownership. Extreme Foreclosures, Option ARMs, Renting Utility Costs, and Breaking the Financially Twisted Psychology.
The housing bubble psychology in California is still very strong. I’ve been talking with a few people trying to examine why...
The housing bubble psychology in California is still very strong. I’ve been talking with a few people trying to examine why...
Doctor Housing Bubble posted a blog entry
Shadow Inventory in 10 Prime Southern California Cities. How Pent up Inventory and Option ARMs are the new Front for the California Housing Market.
For a state like California the real question in 2010 will be how exotic mortgages like Alt-A and option ARMs react to recast...
For a state like California the real question in 2010 will be how exotic mortgages like Alt-A and option ARMs react to recast...
Doctor Housing Bubble posted a blog entry
Option ARMs Come Back into Center Stage: 350,000 Active Option ARMs with over 200,000 in California. 78 Percent of Option ARMs have yet to hit Recast Dates.
Option ARMs are the gift that keeps on giving this holiday season. As it turns out, these pesky toxic mortgages are still...
Option ARMs are the gift that keeps on giving this holiday season. As it turns out, these pesky toxic mortgages are still...
23 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., HAMP, alt-a, banking
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., HAMP, alt-a, bankingDoctor Housing Bubble posted a blog entry
What Should a Home Really Cost? Using Real Estate Valuation Methods to Arrive at a Sustainable Market Price for Homes. Three City Examples: Compton, Culver City, and Rancho Palos Verdes.
One central issue being avoided by many on Wall Street including politicians revolves around pricing homes to reflect...
One central issue being avoided by many on Wall Street including politicians revolves around pricing homes to reflect...
Doctor Housing Bubble posted a blog entry
Real City of Genius: Today we Salute Pasadena. When losing $300,000 is Actually a Gain for Housing Values. Shadow Inventory Twice as big as Public Data.
Attorney General Jerry Brown has most likely received a response from the top 10 option ARM lenders in California given that...
Attorney General Jerry Brown has most likely received a response from the top 10 option ARM lenders in California given that...
Doctor Housing Bubble posted a blog entry
Forget about the 2012 Apocalypse Movies because California has Enough Problems in 2010. 10 Charts showing why there will be no Economic or Housing Recovery for California in 2010. Unemployment at 12.5 Percent and $21 Billion in Deficits don’t Help Eit
In the last few days, we have gotten a better picture of macro trends impacting the California economy. You would think that...
In the last few days, we have gotten a better picture of macro trends impacting the California economy. You would think that...
31 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., bailout, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., bailout, banking, california...Doctor Housing Bubble posted a blog entry
Real Homes of Genius: Today we Salute you Compton, El Monte, and Downey. Four Examples of Foreclosure Alley. The Hesitant California Housing Market.
This weekend, I was having a conversation with an investor colleague and they brought up a crucial observation regarding the...
This weekend, I was having a conversation with an investor colleague and they brought up a crucial observation regarding the...
Doctor Housing Bubble posted a blog entry
A Tale of Two California Housing Markets: The Financial Gambling Psychology and Exploring the Distress Housing Market. 10 Charts Examining the Volatile California Housing Market.
“One vital national characteristic, which the United Provinces possessed in greater measure than any other nation in Europe...
“One vital national characteristic, which the United Provinces possessed in greater measure than any other nation in Europe...
Doctor Housing Bubble posted a blog entry
Real Home of Genius: Irvine California and the Home Equity Withdrawal Machine. FHA Approaching the Zero Bound.
The California housing market is slowly entering phase two with the Alt-A and option ARM train quickly barreling down the...
The California housing market is slowly entering phase two with the Alt-A and option ARM train quickly barreling down the...
39 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, california...Doctor Housing Bubble posted a blog entry
Real Homes of Genius: Costa Mesa Shadow Inventory. MLS has 172 Listings while Distress Properties Register at 489. 3 Bedroom Million Dollar Home in Costa Mesa?
On Friday we were served with a chilling reminder that the unemployment riddle has yet to be solved. Wall Street still...
On Friday we were served with a chilling reminder that the unemployment riddle has yet to be solved. Wall Street still...
Doctor Housing Bubble posted a blog entry
Fannie Mae and Wells Fargo Announce Creative Mortgage Solutions: A New Thing Called Renting. Option ARM Scenarios, Lease for Deed, and Delaying the Financial Future.
Last week, foreclosure Hall of Fame member and government stepchild Fannie Mae announced a stunning $18.9 billion loss. ...
Last week, foreclosure Hall of Fame member and government stepchild Fannie Mae announced a stunning $18.9 billion loss. ...
Doctor Housing Bubble posted a blog entry
California Economy and Housing in Depth: SoCal Homes Sales up But Significantly Down from Peak. W-2 Earners Expect a Smaller Paycheck. And Unemployment Insurance looking at a $23 Billion Deficit by 2011.
Things are going so well for California, that the state now facing a $1 billion deficit after just patching up $60 billion in...
Things are going so well for California, that the state now facing a $1 billion deficit after just patching up $60 billion in...
Doctor Housing Bubble posted a blog entry
Real Homes of Genius: $258,900 for a Condo in Santa Monica? One Catch. It is 400 Square Feet. Attorney General Has Eyes Set on Option ARMs.
I have been covering the option ARM fiasco for a very long time now and as I have highlighted before, this is very much a...
I have been covering the option ARM fiasco for a very long time now and as I have highlighted before, this is very much a...
Doctor Housing Bubble posted a blog entry
Option ARMs Enter the Eye of the Hurricane: The $189 Billion Recast Problem Targeted Directly at the California Housing Market. Of $189 Billion in Securitized Option ARMs $109 Billion in California.
It is rather clear that the housing market is muddling through. However, nationwide there has been a spurt in activity...
It is rather clear that the housing market is muddling through. However, nationwide there has been a spurt in activity...
Doctor Housing Bubble posted a blog entry
Real Homes of Genius: Culver City and the Housing Stockholm Syndrome. Approximately 5 Percent of Current Home Price is related to Government Bailouts.
Only looking at economics for an answer to the housing bubble mania will leave you with many questions unanswered. As in most...
Only looking at economics for an answer to the housing bubble mania will leave you with many questions unanswered. As in most...
Doctor Housing Bubble posted a blog entry
California Budget Solution – Ignore It. $3 Billion Financial Gap by December. State Budget Deficit Already in the Billions. Tax Revenues Collapse and Unemployment and Underemployment at 23 Percent.
Many of those calling for a housing bottom seem to ignore the state budget problems that are already showing up in...
Many of those calling for a housing bottom seem to ignore the state budget problems that are already showing up in...
59 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., bailout, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., bailout, banking, california...Doctor Housing Bubble posted a blog entry
California Sending out Approximately 475,000 Notice of Defaults for 2009 yet Overall Foreclosures Declining. Shadow Inventory, Q3 Defaults, Toxic Loans. The State of the National Housing Market.
California is on path for a record 2009. By the end of the year over 475,000 notice of defaults will be sent to California...
California is on path for a record 2009. By the end of the year over 475,000 notice of defaults will be sent to California...
Doctor Housing Bubble posted a blog entry
California Budget and HAMP: Is the Home Affordable Modification Program Helping? California Tax Revenues Falter and Employment Breaks Historical Record.
California is still unable to find the key to job growth. Last Friday new data showed that the California unemployment rate...
California is still unable to find the key to job growth. Last Friday new data showed that the California unemployment rate...
sandm3n posted a blog entry
Real Homes of Genius: An Economic Investigation of La Mirada …
Of course all this was courtesy of Alt-A and option ARM products and other easy money loans .
Of course all this was courtesy of Alt-A and option ARM products and other easy money loans .
Doctor Housing Bubble posted a blog entry
Real Homes of Genius: An Economic Investigation of La Mirada. Median Sale Price, Incomes, Trends, Shadow Inventory, and the case for no Price Bounce. Mortgage Equity Withdrawal Home Value from $157,000 to $570,000.
In a brilliant move, the California home builder lobby has won a $10,000 tax credit costing the state $30 million. But there...
In a brilliant move, the California home builder lobby has won a $10,000 tax credit costing the state $30 million. But there...
67 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...Doctor Housing Bubble posted a blog entry
A Comprehensive Look at the Southern California Housing Market: 60,000 Properties Listed on the MLS but over 100,000 in Shadow Inventory. California and Nationwide Median Home Price Trends since 1968. Say Good-Bye to Option ARMs.
You know things are going well for the economy when Bernard Madoff is fighting in prison over the stock market. Maybe the...
You know things are going well for the economy when Bernard Madoff is fighting in prison over the stock market. Maybe the...
69 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, banking
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, bankingDoctor Housing Bubble posted a blog entry
Real Homes of Genius: 3 Westside Shadow Inventory Homes. Santa Monica, Culver City, and Rancho Park. Banks will not Hold Inventory Forever.
The shadow inventory is probably one of the most pressing issues determining the future of real estate prices. In recent...
The shadow inventory is probably one of the most pressing issues determining the future of real estate prices. In recent...
Doctor Housing Bubble posted a blog entry
Shadow Inventory Case Study: Inventory in the Shadows Twice as Big as Normal Resale Inventory in Los Angeles and not on the MLS or for Public Viewing. Foreclosures and Distress Properties Clogging the System.
The pent up inventory is getting ready to unleash in 2010. The gigantic bet made by the bankers and Wall Street was that...
The pent up inventory is getting ready to unleash in 2010. The gigantic bet made by the bankers and Wall Street was that...
82 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...Doctor Housing Bubble posted a blog entry
Real Homes of Genius: Pasadena Home and Bring Your Own Bulldozer. Flipping Homes in the Worst Housing Market in a Century. Granite Countertop Redux.
If you thought flipping homes was over, think again. If you thought HGTV inspired granite countertops were a thing of dreams,...
If you thought flipping homes was over, think again. If you thought HGTV inspired granite countertops were a thing of dreams,...
98 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., california..., housing-2009, housing-data
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., california..., housing-2009, housing-dataDoctor Housing Bubble posted a blog entry
Shadow Inventory Revisited: Silent Alt-A Mortgages, Southern California REO, and the Great Public Swindle.
I think you saw this coming. In the most e-mailed story on Friday, many of you sent in a link from the L.A. Times showing a...
I think you saw this coming. In the most e-mailed story on Friday, many of you sent in a link from the L.A. Times showing a...
101 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, banking
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, bailout, banking
New Jack posted a blog entry
New Jack Update: Going Back to Cali
I've been thinking...Needless to say, anyone who knows the depth in which I function I am an over thinker to a fault.I stated...
I've been thinking...Needless to say, anyone who knows the depth in which I function I am an over thinker to a fault.I stated...
Doctor Housing Bubble posted a blog entry
Real Homes of Genius: 4 Homes in Pasadena. Every Zip Code in Pasadena Seeing Pricing Pressure. Housing Enters the weak Fall and Winter Seasons.
The summer selling season is now over and as we enter the weaker fall and winter timeframe, the California housing market will...
The summer selling season is now over and as we enter the weaker fall and winter timeframe, the California housing market will...
110 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, california..., debt
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, california..., debtDoctor Housing Bubble posted a blog entry
Shadow Inventory Proof and Banks Delaying Losses for another Day. Banks Employing the Stick Your Head in the Sand Solution for the Financial Crisis.
Apparently acknowledging shadow inventory is like holding onto childhood superstitions like believing in Santa Clause or the...
Apparently acknowledging shadow inventory is like holding onto childhood superstitions like believing in Santa Clause or the...
Doctor Housing Bubble posted a blog entry
Real Homes of Genius: The South Bay of Los Angeles. Today we Salute Redondo Beach. 668 Square Feet 1 Bedroom Home for $539,000. California Unemployment now at 11.9 Percent Officially with U-6 at 22 Percent.
The South Bay of Los Angeles in its broadest definition includes all cities south of the 105 freeway and places west of Long...
The South Bay of Los Angeles in its broadest definition includes all cities south of the 105 freeway and places west of Long...
Doctor Housing Bubble posted a blog entry
Alt-A, Option ARM, and Subprime Loans will Turn California into a Zombie Mortgage State. 28 Percent of Alt-A loans in California 60 Days Late. Alt-A Mortgages by California Region. 1.1 Million Alt-A and Subprime Mortgages Still Active.
The green shoots are now officially guiding the Southern California housing market. The sentiment has shifted in the...
The green shoots are now officially guiding the Southern California housing market. The sentiment has shifted in the...
Doctor Housing Bubble posted a blog entry
California Housing Bottom Callers and the Foreclosure Clones of 2008: Notice of Default Wave Part Two Gearing up for Q4 of 2009 and 2010. U-6 Unemployment and Underemployment Rate for California now at 21 Percent.
People are back to their bottom calling bunker positions here in California. Some believe the Alt-A and option ARM wave will...
People are back to their bottom calling bunker positions here in California. Some believe the Alt-A and option ARM wave will...
126 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Invisible Woman posted a blog entry
I Heart Prince....
It is the 25th anniversary of "Purple Rain", and I can't believe I haven't written anything about it. I've been listening...
It is the 25th anniversary of "Purple Rain", and I can't believe I haven't written anything about it. I've been listening...
Doctor Housing Bubble posted a blog entry
The Elusive California Housing Bottom: The Relationship between Unemployment and Housing Prices. Market Conditions point to a 2013 Market Bottom.
On Friday, state unemployment figures highlighted a weak job market. The California numbers moved up again reaching a high...
On Friday, state unemployment figures highlighted a weak job market. The California numbers moved up again reaching a high...
156 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, california...Doctor Housing Bubble posted a blog entry
Mortgage Fraud Report - Burn after Modifying: FBI Finds Rampant and Deep Fraud in Real Estate Industry. Guess What State Ranks #1? IOU All-Star California.
It is bad enough that we have legally sanctioned bank robbery being perpetrated by the U.S. Treasury and Federal Reserve...
It is bad enough that we have legally sanctioned bank robbery being perpetrated by the U.S. Treasury and Federal Reserve...
166 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., bailout, banking, california...
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., bailout, banking, california...Doctor Housing Bubble posted a blog entry
California Budget and Housing Financial Escapades: $26.3 Billion Budget Deficit with State Issuing Monopoly Money. Housing Still Collapsing. Comprehensive look at Mortgages.
The state has officially run out of money. The state government unable to govern themselves out of a paper bag missed the...
The state has officially run out of money. The state government unable to govern themselves out of a paper bag missed the...
173 days ago
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, debt
Dr. Housing Bubble - How I learned to Love SoCal
| Topics: California..., alt-a, banking, debt