Debt to income is a ratio of your total monthly debt payments to your total monthly income expressed as a ratio or percentage. It is a rather simple calculation but it can be deceiving unless you include all debt and all income in the calculation. The...
Topics: Credit Reports

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Bankruptcy is an option for people who find themselves in over their head in debt. Often times, such overwhelming debt is due to divorce, illness or loss of employment. If you find yourself in financial distress, sometimes bankruptcy is the best option...
Topics: Bankruptcy

{"title":"Advice for Filing Your Bankruptcy","post_url":"http:\/\/www.debtcreditsolution.com\/2009\/11\/advice-for-filling-your-bankruptcy.html","feed_url":"http:\/\/www.debtcreditsolution.com\/feeds\/posts\/default?alt=rss","author":"mymoneybiz","date":"2009-11-12 08:03:00","summary":"Bankruptcy is an option for people who find themselves in over their head in debt. Often times, such overwhelming debt is due to divorce, illness or loss of employment. If you find yourself in financial distress, sometimes bankruptcy is the best option..."}

Ah the holidays... a time for parties, over eating, and over spending. Americans routinely overspend during the holidays, often resulting in increasing credit card debt to go along with that increasing waistline from too much pumpkin pie. The holidays...
Topics: Budgeting

{"title":"Holiday Spending Tips - Ten Ways to Keep from Having a Holiday Spending Hangover","post_url":"http:\/\/www.debtcreditsolution.com\/2009\/11\/holiday-spending-tips-ten-ways-to-keep.html","feed_url":"http:\/\/www.debtcreditsolution.com\/feeds\/posts\/default?alt=rss","author":"mymoneybiz","date":"2009-11-09 14:38:00","summary":"Ah the holidays... a time for parties, over eating, and over spending. Americans routinely overspend during the holidays, often resulting in increasing credit card debt to go along with that increasing waistline from too much pumpkin pie. The holidays..."}

Your first action is to obtain your credit report and have it in your own hands. To do so, visit http://www.annualcreditreport.com, where your free credit report is available through all three credit bureaus and will be provided to you once every year....
Topics: Financial Plans

{"title":"Collection Accounts \u2013 Have a Plan to Pay","post_url":"http:\/\/www.debtcreditsolution.com\/2009\/11\/collection-accounts-have-plan-to-pay.html","feed_url":"http:\/\/www.debtcreditsolution.com\/feeds\/posts\/default?alt=rss","author":"mymoneybiz","date":"2009-11-02 11:41:00","summary":"Your first action is to obtain your credit report and have it in your own hands. To do so, visit http:\/\/www.annualcreditreport.com, where your free credit report is available through all three credit bureaus and will be provided to you once every year...."}

First of all, you can take comfort in the fact that you are not the only one fighting credit card debt problems. There are hordes of people who have even worse credit card debt problems when compared to yours; all of them seeking an effective way to...
Topics: Credit Cards

{"title":"10 Steps To Tackling Your Credit Card Debt Problem","post_url":"http:\/\/www.debtcreditsolution.com\/2009\/10\/10-steps-to-tackling-your-credit-card.html","feed_url":"http:\/\/www.debtcreditsolution.com\/feeds\/posts\/default?alt=rss","author":"mymoneybiz","date":"2009-10-27 10:01:00","summary":"First of all, you can take comfort in the fact that you are not the only one fighting credit card debt problems. There are hordes of people who have even worse credit card debt problems when compared to yours; all of them seeking an effective way to..."}