Debit versus Credit

A blog on personal finance, entrepreneurship, frugality, credit and investing. Personal finance, made personal.

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I've heard it said that wealth is a state of mind. There may indeed be some truth behind that saying, but when you go by the book being wealthy means having money or other monetarily valuable possessions. Take the Joneses, your neighbors who seem to..
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It was bound to happen eventually.I’ve been wanting to buy a house for several years now. It was partly emotional, partly financial and partly a desire to establish a more permanent residence, thereby helping to fulfill my safety needs (Maslow...
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Roth IRA’s are a great way to save for the future. For those unaware a Roth IRA is just a different spin on the traditional IRA. Instead of seeing tax benefits up front - such as when you contribute to an IRA - you see your tax benefits on the back.
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While biking to school this morning I started thinking about education, finance and money. This led me to wonder how many people are actually taught anything about finance and money while they are attending school. I for one didn’t learn anything...
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There is no doubt that times are hard. And though you are not part of the pack who have lost their jobs in recent months, you’d still feel the crunch when prices are sky high and you just understand why money is harder to come by these days. You...
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