Mortgage Disclosure Improvement Act   Feeling the blues after hearing about the Mortgage Disclosure Improvement Act? (MDIA)   For those that haven't heard, this act is part of the Reinvestment & Recovery Act of 2009 . The...

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  Good Faith Estimates   I have two major pet peeves when it comes to Good Faith Estimates . And for those that know me, I am a stickler when it comes too these 2 issues.   For those loan officers that give a borrower a rate, fees,..

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  FHA loans seem to be one of the main choice of mortgages in the last 6 months or so. There are several reasons for this, which should be spelled out below in my comparison. What I hate hearing is that FHA mortgages have taken the spot of the...

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  Shopping mortgage rates can be confusing, especially if you are dealing with a loan officer that has no integrity.  It's just a sales job to them.  You hear people say... Shop Rate ...Shop APR (Annual Percentage...

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  FHA Loans and FHA Mortgages - Believe it or not, for many areas across the United States, in today's market, FHA mortgages seem to be about 50 percent of today's real estate transactions.  What has bothered me since there aren't.

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